Jewellers’ Block Insurance In HK | Anglo East

Protecting your livelihood from raw materials to retail storefronts.

Comprehensive All-Risks protection for jewellers, wholesalers, and manufacturers. Backed by 40 years of expertise and Lloyd’s of London.

Trusted by Leading Jewellery Manufacturers, Wholesalers & Retailers

Tailored for Your Business

Your position in the supply chain dictates your risks. We customize your policy based on your specific business model:

High-end jewellery retail store with gold display cabinets and elegant seating, representing Anglo East insurance for jewellery wholesalers and retailers.

Jewellery Wholesale & Retails

Your Risk: High exposure to shoplifting, smash-and-grab robberies, and window display vulnerabilities.

Our Solution: High-limit inventory protection and comprehensive premises coverage so you can operate with peace of mind.

Jewellery Manufacturing

Your Risk: Heavy movement of expensive raw materials and high accidental damage risks during the production phase.

Our Solution: End-to-end supply chain protection covering raw material procurement, the working process, and final dispatch.

Collection of ultra-luxury mechanical watches on display, representing comprehensive insurance solutions for timepiece and fine art dealers in Hong Kong.

Timepiece, Fine Art Dealers & Galleries

Your Risk: Dealing with ultra-high-value individual pieces that frequently travel across borders for exhibitions.

Our Solution: Specialized high-limit policies that meet strict international security and logistics standards.

What Does Jewellers’ Block Cover?

Standard commercial insurance cannot cover the unique vulnerabilities of high-value goods. Our Jewellers’ Block policy is an “All-Risks” solution designed for your daily operations:

Protecting Your Core Assets

Stock & Content Cover

Comprehensive protection for high-value inventory inside your premises or safes against armed robbery, burglary, fire, and accidental damage.

Fidelity Cover (Employee Dishonesty)

Safeguards your business against financial loss resulting from the dishonest acts or theft by internal staff.

Working Process Cover

Crucial for manufacturers, this protects valuable raw materials (like loose diamonds or pure gold) against accidental damage during cutting, polishing, or setting.

Protecting Assets on the Move

Outward Entrustment (Memo)

Full coverage when your goods are handed over to third parties—whether for consignment, industry viewing, or loaning out for shoots.

Shipment & Tour Transit

Door-to-door protection for your valuables, whether shipped via professional secure logistics or hand-carried by your executives on business trips.

Protecting Global Ambitions

Exhibition Cover

Seamless, round-the-clock protection for local and overseas jewelry shows—covering the transit, set-up, display period, and dismantling.

Personal Jewellery Extension

Extend your corporate policy to protect the private collections of company owners, executives, or VIP clients.

Policy Enhancements & Additional Protection

Customize your Jewellers’ Block policy with optional add-ons to close any remaining protection gaps:

Travel Insurance Extensions

Protect your jewelry and your staff seamlessly during international business travels.

First Aid & Restoration Cover

Covers the repair costs for minor, accidental damages to jewelry, such as a dropped gemstone or metal scratches.

New Purchase Coverage

Automatic temporary protection for newly acquired high-value inventory before it is formally added to the policy.

The Anglo East Advantage: Why Top Jewellers Choose Us

We don’t just sell policies; we understand the precise operational risks of the jewelry business. Here is our commitment to protecting your livelihood:

Recognized by Industry Authorities:

Direct Lloyd’s Coverholder

We are an authorized Lloyd’s of London insurance broker under Binding Authority, meaning faster decisions and direct access to premium underwriting.

30-Day Claim Settlement

Cash flow is critical. We guarantee settlement within 30 days once your claim is fully substantiated.

Zero Court Cases

Trust is earned. In our 40-year history of specialized service, we have never had a claim dispute escalate to a court case.

100% Industry Specialist

We exclusively serve the jewelry and valuables sector. We know exactly what you need because it is all we do.

Valuables Insurance | Jewellers’ Block Insurance FAQs

1. What does jewelers' block insurance cover?

It provides all-risks coverage for the loss of or damage to jewelry or similar valuable items held as stock by retailers, wholesalers, manufacturers, and pawnbrokers. It typically covers various causes including theft, robbery, burglary, shoplifting, fire and more.

2. What are the exclusions in the jewelers' block insurance policies?

The typical exclusions includes employee dishonesty, faulty workmanship, unattended vehicles and other standard exclusions such as nuclear hazard, communicable disease, war, and terrorism.

3. Is there a minimum or maximum coverage for jewelers' block insurance?

There is no fixed minimum coverage limit. the coverage is entirely dependent on the value of the items involved. The acceptance of coverage by underwriters varies based on factors such as the size of the insured business, location, and the level of security measures in place at the premises.

4. How are losses adjusted under our jewelers' block insurance policy

Losses are adjusted as follows:-

For Insured own goods, adjustment based on the cost price recorded in the stock records.
Pure precious metals are adjusted based on the replacement cost at the time of the loss.
Losses related to insured interest entrusted to the assured are adjusted based on the assured’s liability as stated in the entrustment note.

Please note that these answers provide a general overview, it is important to refer to the policy documentation for precise details on coverage, exclusions under our jewelers’ block insurance.

Need a Custom Quote?

For high-volume transit, regular B2B routes, or uniquely complex shipments, we offer highly competitive corporate rates and tailored risk management plans.

Hotline: +(852) 2866 3121

Email: angloeast@aeg.com.hk